At River Financial we have made a commitment to building financial solutions that power a radically more transparent and efficient global economic system made possible by Bitcoin. To that end, we have built leading Bitcoin brokerage and custody products to keep our clients ahead of the curve. We now aim to bring to the world premier Bitcoin banking solutions that offer a full array of financial services for our clients. We are looking for people to help build the future of the Bitcoin economy at River Financial.
When hiring, we look for candidates who demonstrate the ability to think clearly, communicate effectively, and get things done. We value people who are able to think and build for the future without forgetting the lessons of the past.
This role will work closely with the Director of Regulatory Affairs on obtaining and maintaining River’s state-by-state Money Transmitter Licenses (MTLs). As needed, this role will also support the Director in developing Government Relations strategy, monitoring legal and regulatory updates at the state and federal level, and conducting legal research on novel legal questions that may include issues related to securities, commodities, tax, and other financial products and services. For the law student (or very driven and accomplished undergraduate) interested in the evolving world of Bitcoin regulation, this is a front row seat.
What you will be doing
- Maintain state MTLs through NMLS, Alpha Surety, and state websites
- Assist in compiling information for officers of the company
- Build easily updated systems and databases for information and deadlines; keep people on task
- Assist on legal research as neededAssist on government relations strategy and news monitoring as needed or as interested
- Ability to take on significantly more responsibility in the spring
- May lead to a permanent hire, but not guaranteed
What we look for in you
- Law student preferred, but junior or senior in college may be okay with the right credentials
- Interest in Bitcoin
- Attention to detail
- Ability to maintain deadlines for self and others
Strike's mission is to build a more connected financial world.
Strike allows users to send and receive money anywhere, instantly, with no fees.
Strike is built on top of the Bitcoin network - the largest global, interoperable and open payments standard. Strike believes that open payment networks enable universal participation in the financial system, ushering in a new digital economy with truly borderless money transfers. Strike leverages Bitcoin’s open payment network to offer users the first global peer-to-peer payments app and a novel bitcoin-native neobanking experience.
Role:
As part of Strike’s small legal team, you will help shape the legal, product, and business strategy for a fast-growing fintech company. We’re seeking an attorney with financial services, financial regulatory, product counseling, and/or in-house tech company experience. This cross-functional role blends product, regulatory, and commercial counsel responsibilities, and requires an autodidactic mindset to tackle legal issues in collaboration with a range of internal teams.
The ideal candidate should thrive working in an ambitious and fast-paced startup environment and be excited about Strike’s mission and potential. You must be comfortable with a team-first approach in a remote work environment.
Responsibilities:
- Navigate a complex regulatory and commercial landscape to help design and launch innovative products and services in various jurisdictions.
- Partner with a range of internal teams, including Product, Business, Engineering and Data Science, Compliance, CX, Comms, and Marketing, to identify and solve legal challenges throughout the entire product development lifecycle.
- Negotiate and finalize commercial agreements from a variety of domains.
- Manage outside counsel in the U.S. and international jurisdictions for subject matter expertise concerning issues related to your products and projects.
- Research novel legal questions and provide clear and actionable guidance to internal clients.
- Build processes to improve the legal team’s and the company’s operating efficiency and help mitigate legal risk.
- Liaise with and coordinate, draft, and review written communications to regulators.
Requirements:
- Member of a US State Bar
- JD from an ABA-accredited law school
- 4+ years of legal work experience
- Extensive background in drafting and negotiating agreements
- Excellent written and oral communication skills
- Keen attention to detail and organization
- Strong project management and analytical skills
- Ability to learn new software and cloud-based tools as needed
Nice-to-haves:
- 6+ years of legal work experience
- At least one of the following work experiences:
- Top law firm or state or federal clerkships
- Financial regulator at the state or federal level
- In-house legal teams at technology companies (ideally fintech)
- Legal education: degree from top law school or recognized academic achievement in law school
- Experience in the cryptocurrency or payments space
- Experience with international expansion
- Experience working with outside counsel in international contexts
- Experience with commercial relationships relevant to fintech, including SAAS agreements, technology transactions, and consulting agreements
Bitrefill is currently the world's largest crypto e-commerce site. Every day, thousands of people all over the world use our services to buy gift cards, pay their bills or buy mobile refills. Our mission is to allow people to live on cryptocurrency as easily as possible, with no bank or exchange account required.
We’ve come a long way already, on super-low resources and built a solid reputation within our niche. We intend to leverage this to grow into the next Bitcoin business everyone is talking about. That’s why we are now looking for a Regulatory/Compliance Associate to join our team full time.
As our Regulatory/Compliance Associate, you will work directly with the Head of Legal and the rest of the team in developing and implementing AML procedures and controls in accordance with the applicable legislation, train the team, and assist in transaction monitoring, to ensure that the Bitrefill platform remains a staple of credibility in the crypto market. The task is challenging - Bitrefill is in multiple markets, touches upon many jurisdictions, and is a privacy-first business - and will provide you with opportunities to grow and take responsibility.
Main responsibilities:
- Assist in the development and implementation of internal AML controls and procedures;
- Develop and implement an internal AML training program for the team;
- Monitor customer transactions for compliance;
- Analyze regulatory requests, identify potential issues, and provide compliance support to respond and resolve regulatory issues;
- Prepare and submit regulatory agency applications, reports, or correspondence;
- Coordinate internal reviews, investigations, and responses to compliance authorities or business partners;
- Communicate regulatory information to multiple departments and ensure information is interpreted accurately;
- Assist the Legal department where needed.
- Be hungry to learn, fast to execute, do a lot with little, and care strongly about our vision, product and users
- Be a team player and a good friend who will contribute to our unpretentious culture
Skills and experience:
- BA in Law, Finance, or a related field
- 1-3 years of relevant experience at a financial institution or cryptocurrency business
- Strong writing, research, and analytical skills
- Familiarity with AML legislation in the US and/or EU
It’s a plus if you also:
- Have an AML certification (CAMS; ICA, etc.)
- Crypto/blockchain familiarity is good, but not a requirement - we’ll teach you what you need to know, but you need to have a passion for the movement.
We offer:
- To become part of a talented team with high ambitions for a world where Bitcoin is money for everyday use
- A challenging workplace and a great education when it comes to everything involving cryptocurrency
- Fully remote work from anywhere in the world or an office located centrally in Stockholm
- Pandemics allowing, a team retreat and get together twice each year (at a warm location during winter and in Stockholm during the Fall)
- Competitive salary and compensation